Privacy Policy – BlakBook Ltd

Introduction

BlakBook Ltd ("we," "us," or "our") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal data when you engage with our unregulated asset finance services. By using our services, you agree to the terms outlined in this policy.

What Personal Data We Collect

We may collect and process the following information about you:

• Identification Data: Name, address, date of birth, and contact details (phone number, email address).
• Financial Information: Bank details, payment history, creditworthiness, and other financial-related data provided by you.
• Business Information: Details about your company or business operations if applicable.
• Correspondence Data: Any information shared with us through emails, phone calls, or other communication methods.

How We Use Your Information

We use personal data to:

• Assess and process asset finance applications;
• Verify your identity and prevent fraud;
• Communicate with you about finance agreements;
• Manage accounts and customer relationships;
• Meet legal and regulatory obligations (where applicable);
• Improve our services and website experience.

Data Sharing & Third Parties

We only share your data when necessary, including with:

• Credit Reference Agencies (CRAs): To assess creditworthiness if required;
• Fraud Prevention Agencies: To detect and prevent fraud or financial crime;
• Service Providers: Such as IT support, legal advisors, and payment processors;
• Law Enforcement or Regulators: When legally obligated.

We do not sell or share your personal data for marketing purposes.

Data Retention

We retain personal data for as long as necessary to fulfill our contractual obligations and legal requirements. Typically, financial transaction data is held for up to six years after the end of a contract.

Data Security

We implement robust security measures to protect your personal data against unauthorized access, loss, or misuse. This includes encryption, secure servers, and access controls.

Your Rights

You have the right to:

• Request access to your personal data;
• Ask for corrections to inaccurate or incomplete data;
• Request data deletion (where applicable);
• Object to certain types of data processing;
• Request that we restrict the processing of your data.

Cookies & Website Tracking

Our website may use cookies to enhance user experience. These cookies help us analyze traffic, remember preferences, and improve site functionality. You can disable cookies in your browser settings.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website.

Contact Us

For any privacy-related inquiries, you can contact us at: